Financing Options
We offer both Credit Based and Non Credit Based Programs.
Our Non Credit Needed Programs are based on your Income and Traditional Checking Account History and Debt to Income Ratio. They Do Not Allow Prepaid Cards like Chime. The processing fee that goes to the lender is between $0 to $55 depending on your approval. Minimum payments are drafted out of your account on your payday. Your contract is for a year, but, if you pay it off within 90-100 days (depending on the program) of receiving your merchandise, you will not have any interest. With these programs you need a Traditional Checking Account that has been open for 90 Days or more with an Income of $1000 a month or more. Approvals can go up to $5000.
Snap Finance 100 Day buyout with no interest and no down payment.
Acima 90 Day buyout with no interest
https://www.img-media.net/customer/leases/new?merchant_id=20F7C8
Synchrony Bank
You get a credit card that is part of their Home Program. Each time you make a purchase here, you get 1 year with differed interest. As long as you pay your balance for off during the year, you will have no interest. If you go past the year, all back interest is added onto your balance. We do those applications in the store. You typically want a strong credit score in the mid to upper 600's or above.
https://www.mysynchrony.com/mmc/IW194638300
If you have any questions, please give us a call at 843-203-4409