Financing Options
We offer both Credit Based and No Credit Needed Programs.
Our Non Credit Needed Programs are mostly Income and Traditional Checking Account History and Debt to Income Ratio. There are other factors considered, as well. They Do Not Allow Prepaid Cards like Chime. The processing fee that goes to the lender is between $0 to $55 depending on your approval. Minimum payments are drafted out of your account on your payday. Your contract is for a year, but, if you pay it off within 90-100 days (depending on the program) of receiving your merchandise, you will not have any interest. With these programs you need a Traditional Checking Account that has been open for 90 Days or more with an Income of $1000 a month or more. Approvals can go up to $5000.
Non Credit Needed Applications Can be Done at the Links
Acima Finance
https://acima.us/HVLje_Lk6xJIG--H
Snap Finance
Finti which applies to multiple non credit needed programs at once.
Synchrony Bank
You get a credit card that is part of their Home Program. Each time you make a purchase here, you get 1 year with differed interest. As long as you pay your balance for off during the year, you will have no interest. If you go past the year, all back interest is added onto your balance. We do those applications in the store. You typically want a strong credit score in the mid to upper 600's or above.
https://www.mysynchrony.com/mmc/IW194638300
If you have any questions, please give us a call at 843-203-4409